Question 1

What is EZLoan?

Accepted Answer

EZLoan is an online lending application in the Philippines operated by Second Pay Financing Inc. It provides unsecured personal loans through a fully digital application process, with fast loan evaluation and disbursement to eligible borrowers' bank accounts or supported payment channels.

Question 2

Is EZLoan legitimate?

Accepted Answer

Yes. EZLoan is operated by Second Pay Financing Inc., a financing company registered with the Philippine Securities and Exchange Commission (SEC) under Registration No. CS201908038 and authorized to operate under Certificate of Authority No. 1217. Borrowers are encouraged to carefully read the Loan Agreement, Terms and Conditions, and all applicable fees before accepting a loan offer.

Question 3

Does EZLoan harass borrowers or their family members?

Accepted Answer

No. EZLoan is committed to conducting its collection activities in accordance with applicable Philippine laws and regulations while respecting customers' privacy. If a loan becomes overdue, the company may contact the borrower through the registered communication channels to provide payment reminders. EZLoan does not engage in harassment, threats, intimidation, or abusive collection practices.

Question 4

What happens if I make a late payment to EZLoan?

Accepted Answer

If your loan becomes overdue, late payment charges may apply in accordance with your Loan Agreement. Late payments may also affect your credit history and future borrowing eligibility. To avoid additional charges and maintain a good repayment record, please make your payments on or before the due date.

You are selecting EZLoan

Why Should You Read EZLoan Reviews Before Applying for an Online Loan?