ENFIL

FT Lending

5.0 (1 reviews) · 29
Minimum amount₱2.000
Maximum amount₱30.000
Loan termFrom 120 to 180 days
Interest rateFrom 12% - 36%/year
DisbursementFunds are disbursed after loan approval
RequirementsPhilippine resident, 18–60 years old, at least one valid ID, active mobile number
FT Lending
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Detailed information

Financing Type
Online na personal na pautang
Minimum Age
18–60 taong gulang
Salary Requirement
Mas mainam kung may matatag na pinagkukunan ng kita
Contact Number
Balido at aktibong mobile number sa Pilipinas
Payment Account
Balidong bank account o suportadong e-wallet para sa paglabas ng loan
Verification Documents
Hindi bababa sa isang balidong government-issued ID
Starting Credit
₱2,000–₱10,000 (nakabatay sa credit assessment)
Special Offers
Mas mataas na credit limit para sa may magandang repayment history at mas mababang interest rate para sa mga kwalipikadong borrower
Review Time
Mabilis na online approval matapos ang matagumpay na beripikasyon
Platform Fee
₱0 (Walang service fee)
Penalty Fee
Sisingilin ayon sa loan agreement, kung naaangkop
Credit Range
₱2,000–₱30,000
Interest rate for month 09/2026
18.04%/year·1.50%/month

Detailed review

FT Lending is a digital financial services app that provides convenient online loan solutions for users in the Philippines. The app is committed to delivering a transparent borrowing experience with no hidden fees and a fast, efficient application review process.

Company Information:

  • Company Name: FT Lending Master Philippines Corp.
  • SEC Registration No.: CS201910863
  • Certificate of Authority: No. 3025

FTLending is a legitimate financial platform that operates transparently and prioritizes the interests of its customers. With a clear application process and professional customer service, FT Lending has earned the trust of many users across the Philippines, achieving more than 2 million downloads on various platforms.

Key Features of the FT Lending App

  1. Maintain a consistent on-time repayment history to become eligible for gradual credit limit increases of up to ₱30,000.
  2. Customers with a good credit history may enjoy progressively lower interest rates on future loans.
  3. Choose an installment plan that suits your financial needs and manage your repayment schedule with greater flexibility.

Who Is FT Lending For?

FTLending is a financial solution designed for a wide range of users, especially:

  • Individuals who need quick access to funds for essential expenses such as daily living costs, medical bills, or tuition fees.
  • Small business owners and online sellers who need flexible working capital to support and grow their businesses.
  • People who prefer borrowing without relying on family or friends or dealing with lengthy and complicated bank procedures.

If you are looking for a fast, transparent, and convenient online loan app, FT Lending is a reliable option worth considering. Simply download the app, complete your registration, and submit the required information in just a few minutes to enjoy a simple, secure, and convenient borrowing experience.

For more information or assistance, please contact FTLending App by phone, email, or through the official website. Our customer support team is always ready to assist you.

See more: Bene App

Registration process for FT Lending

  1. 1

    Join FT Lending App

    Download the app and complete a quick registration.

  2. 2

    Tell Us What You Need

    Select the amount and repayment period that works for you.

  3. 3

    Instant Assessment

    Your application is reviewed within minutes.

  4. 4

    Enjoy Fast Funding

    Approved loans are sent straight to your account.

Monthly Interest Rate Comparison: FT Lending vs. Other Loan Apps
FT Lending has a monthly interest rate of 1.5% — Lower than the market average (1.77%).
NOVAPESO1.45%
FT Lending1.5%
LF Lending1.52%
Market Average1.77%
Market Interest Rate
1.5%
0.32% · Low1.77% · Average5.56% · High
Loan Cost Breakdown
A loan of ₱3,000 over 6 months with a monthly interest rate of 1.5% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱500/month) Interest (Declining Balance) Total Repayment: ₱3,159
FT Lending Loan Statistics — 14 days
4 3 2 1 0 03/09 · Loans: 0 04/09 · Loans: 1 05/09 · Loans: 0 06/09 · Loans: 0 07/09 · Loans: 0 08/09 · Loans: 0 09/09 · Loans: 2 10/09 · Loans: 1 11/09 · Loans: 0 12/09 · Loans: 0 13/09 · Loans: 0 14/09 · Loans: 1 15/09 · Loans: 1 16/09 · Loans: 0 03/09 · Approved: 0 04/09 · Approved: 0 05/09 · Approved: 0 06/09 · Approved: 0 07/09 · Approved: 0 08/09 · Approved: 0 09/09 · Approved: 0 10/09 · Approved: 0 11/09 · Approved: 0 12/09 · Approved: 0 13/09 · Approved: 0 14/09 · Approved: 0 15/09 · Approved: 0 16/09 · Approved: 0 03/09 · Pending: 0 04/09 · Pending: 0 05/09 · Pending: 0 06/09 · Pending: 0 07/09 · Pending: 0 08/09 · Pending: 0 09/09 · Pending: 1 10/09 · Pending: 1 11/09 · Pending: 0 12/09 · Pending: 0 13/09 · Pending: 0 14/09 · Pending: 1 15/09 · Pending: 1 16/09 · Pending: 0 03/09 · Rejected: 0 04/09 · Rejected: 1 05/09 · Rejected: 0 06/09 · Rejected: 0 07/09 · Rejected: 0 08/09 · Rejected: 0 09/09 · Rejected: 1 10/09 · Rejected: 0 11/09 · Rejected: 0 12/09 · Rejected: 0 13/09 · Rejected: 0 14/09 · Rejected: 0 15/09 · Rejected: 0 16/09 · Rejected: 0 03/09 05/09 07/09 09/09 11/09 13/09 15/09 16/09
  • 03/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 04/09: Loans 1, Approved 0, Pending 0, Rejected 1
  • 05/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 06/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 07/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 08/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 09/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 10/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 11/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 12/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 13/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 14/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 15/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 16/09: Loans 0, Approved 0, Pending 0, Rejected 0

Frequently asked questions about FT Lending

What is FT Lending?

FTLending is an online lending platform in the Philippines that provides personal loan services through a fully digital application process. Customers can apply online, receive fast loan evaluation, and get their funds disbursed once their application is approved.

Is FT Lending a legitimate lending company?

Yes. FTLending operates under FT Lending Master Philippines Corp. and is registered with the Securities and Exchange Commission (SEC) of the Philippines under SEC Registration No. CS201910863 and Certificate of Authority No. 3025.

Does FT Lending App harass borrowers?

FT Lending is committed to providing transparent financial services while respecting the privacy of its customers. Borrowers are encouraged to make repayments on time and stay in touch with customer support whenever assistance is needed to ensure a smooth borrowing experience. If you have any questions or concerns about the service, you can contact FT Lending's customer support team for assistance.

What is the interest rate at FT Lending?

FTLending App offers loans with a maximum Annual Percentage Rate (APR) of 36%. The actual interest rate depends on each customer's loan application and credit assessment. Customers with a strong repayment history may qualify for more favorable interest rates on future loans.

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