ENFIL

GoPeso

5.0 (2 reviews) · 41
Minimum amount₱2,000
Maximum amount₱50,000
Loan term91 – 180 Days
Interest rateFrom 29.2% - 73%/year
DisbursementAfter loan approval
RequirementsAt least 18 years old, valid government-issued ID
GoPeso
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Detailed information

Credit Product
Mag-loan online gamit ang app
Required Age
Hindi bababa sa 18 taong gulang
Monthly Income
May matatag na pinagkukunan ng kita
Active Mobile Number
Aktibong mobile number sa Pilipinas
Payment Account
Valid na bank account o suportadong payment channel
Application Documents
Valid na government-issued ID at kinakailangang personal na impormasyon
First Disbursement
Batay sa credit evaluation
Loan Features
Espesyal na interest rate para sa mga bagong customer
Application Processing
Mabilis na credit evaluation
Service Charge
Depende sa naaprubahang loan terms
Delayed Payment Fee
Maaaring ipataw ayon sa kasunduan sa loan
Financing Range
₱2,000 – ₱50,000
Interest rate for month 09/2026
66.74%/year·5.56%/month

Detailed review

GoPeso is an online lending app in the Philippines, operated and developed by Sumulong Financing Inc. The app provides a legal and convenient financial solution with fast loan evaluation and efficient fund disbursement. All loan applications are assessed based on the applicant’s credit profile, allowing eligible borrowers to access loans without the need for collateral.

Key Features of GoPeso App

  1. Offers loans of up to ₱50,000, with funds disbursed to a bank account or supported payment channel.
  2. No collateral or guarantor is required. Loan approval is subject to the applicant’s credit assessment.
  3. Complete the entire loan application online using your mobile phone, anytime and anywhere.
  4. Implements data security measures to help protect customers’ personal information.

Who Is GoPeso Best Suited For?

GoPeso is suitable for people in the Philippines who need a fast online loan to cover short-term financial needs. It is especially ideal for users who need emergency funds, prefer to avoid traditional lending procedures, and are comfortable using mobile financial services.

At present, the app is available only for Android devices and does not support iOS. Before applying for a loan, borrowers should carefully assess their financial capacity and choose a suitable loan amount to ensure timely repayment.

User Experience and App Interface

GoPeso App features a modern, intuitive, and user-friendly interface that is easy to navigate, even for first-time users. The loan application process, information submission, and application review steps are clearly organized, making the experience quick and convenient. The app runs smoothly and allows users to track their application status and receive loan updates directly on their mobile devices, providing a simple and seamless borrowing experience.

GoPeso also has a dedicated customer support team ready to assist users with inquiries related to loan applications, fund disbursement, and repayments. In addition, users can leave comments under the article, and LoanPh.Net will provide prompt assistance.

See more: HappyPera2

Registration process for GoPeso

  1. 1

    Download and Install the App

    Download the GoPeso app or visit the official GoPeso website.

  2. 2

    Register an Account

    Sign up using your mobile number and complete your personal information.

  3. 3

    Submit Your Loan Application

    Complete and submit your loan application for the system to conduct a credit assessment.

  4. 4

    Receive Your Loan

    Once approved, confirm the loan agreement and receive the funds through a supported disbursement method.

Monthly Interest Rate Comparison: GoPeso vs. Other Loan Apps
GoPeso has a monthly interest rate of 5.56% — Higher than the market average (1.77%).
Market Average1.77%
PESOKUWENTO2.81%
GoPeso5.56%
Market Interest Rate
5.56%
0.32% · Low1.77% · Average5.56% · High
Loan Cost Breakdown
A loan of ₱27,800 over 6 months with a monthly interest rate of 5.56% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱4,633/month) Interest (Declining Balance) Total Repayment: ₱33,210
GoPeso Loan Statistics — 14 days
4 3 2 1 0 03/09 · Loans: 0 04/09 · Loans: 1 05/09 · Loans: 0 06/09 · Loans: 1 07/09 · Loans: 0 08/09 · Loans: 0 09/09 · Loans: 3 10/09 · Loans: 0 11/09 · Loans: 0 12/09 · Loans: 1 13/09 · Loans: 0 14/09 · Loans: 1 15/09 · Loans: 0 16/09 · Loans: 0 03/09 · Approved: 0 04/09 · Approved: 0 05/09 · Approved: 0 06/09 · Approved: 0 07/09 · Approved: 0 08/09 · Approved: 0 09/09 · Approved: 0 10/09 · Approved: 0 11/09 · Approved: 0 12/09 · Approved: 0 13/09 · Approved: 0 14/09 · Approved: 0 15/09 · Approved: 0 16/09 · Approved: 0 03/09 · Pending: 0 04/09 · Pending: 0 05/09 · Pending: 0 06/09 · Pending: 1 07/09 · Pending: 0 08/09 · Pending: 0 09/09 · Pending: 2 10/09 · Pending: 0 11/09 · Pending: 0 12/09 · Pending: 1 13/09 · Pending: 0 14/09 · Pending: 1 15/09 · Pending: 0 16/09 · Pending: 0 03/09 · Rejected: 0 04/09 · Rejected: 1 05/09 · Rejected: 0 06/09 · Rejected: 0 07/09 · Rejected: 0 08/09 · Rejected: 0 09/09 · Rejected: 1 10/09 · Rejected: 0 11/09 · Rejected: 0 12/09 · Rejected: 0 13/09 · Rejected: 0 14/09 · Rejected: 0 15/09 · Rejected: 0 16/09 · Rejected: 0 03/09 05/09 07/09 09/09 11/09 13/09 15/09 16/09
  • 03/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 04/09: Loans 1, Approved 0, Pending 0, Rejected 1
  • 05/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 06/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 07/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 08/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 09/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 10/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 11/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 12/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 13/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 14/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 15/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 16/09: Loans 0, Approved 0, Pending 0, Rejected 0

Frequently asked questions about GoPeso

What is GoPeso?

GoPeso is an online lending app in the Philippines that allows customers to apply for loans completely online. It offers loan amounts ranging from ₱2,000 to ₱50,000. All applications are evaluated based on the applicant’s credit profile and the company’s current lending policies.

Is GoPeso Reliable?

GoPeso App is operated by Sumulong Financing Inc., a company licensed to operate in the Philippines. The app clearly discloses its company information, interest rates, loan terms, and conditions, while implementing security measures to help protect customers' personal information.

Is GoPeso Registered with the SEC?

GoPeso App is operated by Sumulong Financing Inc., with SEC Registration No. CS201915712 and Certificate of Authority No. 1238, authorizing the company to operate legally in the Philippines.

How Long Does GoPeso App Take to Disburse a Loan?

Once the loan is approved and the borrower completes the required confirmation steps, the loan is disbursed within a short period according to the company's policy, typically within 120 minutes.

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