ENFIL

Delcom Cash

5.0 (2 reviews) · 185
Minimum amount₱1,000
Maximum amount₱50,000
Loan term91 days to 180 days
Interest rateFrom 12% - 22%/year
Disbursement10 minutes
RequirementsIs a Filipino citizen
Delcom Cash
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Detailed information

Mode of Lending
Mag-apply para sa mabilis na online loan gamit ang iyong telepono.
Age-Based Entry Rules
Ang aplikante ay dapat higit sa 20 taong gulang.
Ability-to-Repay Requirement
Kinakailangan ang buwanang pinagkukunan ng kita.
Borrower Contact Verification
Kailangang gamitin ang iyong numero ng telepono sa pagpaparehistro para sa loan.
Funds Receipt Arrangement
Kinakailangan ang bank account at e-wallet.
Supporting Evidence List
Kinakailangan ang tama at valid na mga personal na dokumento.
Initial Drawdown Size
Ang minimum na halaga ng loan ay ₱1,000.
Available Credit Configurations
Sa kasalukuyan ay walang available na loan offer.
Credit Decision Lead Time
Maaaring maaprubahan ang loan sa loob ng parehong araw.
Application Servicing Expense
Ganap na libre.
Overdue Installment Charge
Ipapataw ang penalty alinsunod sa patakaran ng app.
Permitted Funding Range
Maaaring humiram ng hanggang ₱50,000.
Interest rate for month 09/2026
16.27%/year·1.36%/month

Detailed review

Delcom Cash is an application that helps users in the Philippines apply for personal loans online directly through their mobile phones. The process is designed to be simple, allowing customers to provide their information, submit valid identification documents, and track the approval result without visiting a physical office.

Before confirming a loan, users should carefully review the actual amount they will receive, repayment term, interest rate, service fees, and total repayment amount.

Advantages and Disadvantages of Delcom Cash

Advantages

  • Users can apply online using a valid identification document issued in the Philippines.
  • The application can be completed through a mobile phone with less complicated paperwork.
  • Loan details and repayment obligations are displayed for users to review.
  • The approval result is provided after the system completes its assessment.
  • The funds may be transferred through a bank account or another supported disbursement method.

Disadvantages

  • The loan limit available to new customers may be relatively low.
  • The actual interest rate and fees depend on each borrower’s application details.
  • A short repayment term may create financial pressure if the user does not prepare a repayment plan in advance.
  • Not every submitted application will be approved.

Who May Find Delcom Cash Suitable?

Delcom Cash may be suitable for:

  • People who need additional funds for daily living, education, or medical expenses.
  • Small-business owners who need short-term working capital.
  • People who prefer to apply for a loan online instead of completing a traditional application process.

Users should only select a loan amount that matches their income and repayment capacity. Avoid borrowing more than necessary or applying for several loans at the same time.

See More:

Monthly Interest Rate Comparison: Delcom Cash vs. Other Loan Apps
Delcom Cash has a monthly interest rate of 1.36% — Lower than the market average (1.77%).
Cashguard1.35%
Delcom Cash1.36%
RPAX Loan1.42%
Market Average1.77%
Market Interest Rate
1.36%
0.32% · Low1.77% · Average5.56% · High
Loan Cost Breakdown
A loan of ₱41,400 over 6 months with a monthly interest rate of 1.36% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱6,900/month) Interest (Declining Balance) Total Repayment: ₱43,371
Delcom Cash Loan Statistics — 14 days
4 3 2 1 0 03/09 · Loans: 3 04/09 · Loans: 3 05/09 · Loans: 2 06/09 · Loans: 2 07/09 · Loans: 1 08/09 · Loans: 2 09/09 · Loans: 1 10/09 · Loans: 3 11/09 · Loans: 1 12/09 · Loans: 0 13/09 · Loans: 1 14/09 · Loans: 3 15/09 · Loans: 2 16/09 · Loans: 0 03/09 · Approved: 0 04/09 · Approved: 0 05/09 · Approved: 0 06/09 · Approved: 0 07/09 · Approved: 0 08/09 · Approved: 0 09/09 · Approved: 0 10/09 · Approved: 0 11/09 · Approved: 0 12/09 · Approved: 0 13/09 · Approved: 0 14/09 · Approved: 0 15/09 · Approved: 0 16/09 · Approved: 0 03/09 · Pending: 2 04/09 · Pending: 2 05/09 · Pending: 1 06/09 · Pending: 1 07/09 · Pending: 0 08/09 · Pending: 1 09/09 · Pending: 0 10/09 · Pending: 2 11/09 · Pending: 1 12/09 · Pending: 0 13/09 · Pending: 1 14/09 · Pending: 2 15/09 · Pending: 1 16/09 · Pending: 0 03/09 · Rejected: 1 04/09 · Rejected: 1 05/09 · Rejected: 1 06/09 · Rejected: 1 07/09 · Rejected: 1 08/09 · Rejected: 1 09/09 · Rejected: 1 10/09 · Rejected: 1 11/09 · Rejected: 0 12/09 · Rejected: 0 13/09 · Rejected: 0 14/09 · Rejected: 1 15/09 · Rejected: 1 16/09 · Rejected: 0 03/09 05/09 07/09 09/09 11/09 13/09 15/09 16/09
  • 03/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 04/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 05/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 06/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 07/09: Loans 1, Approved 0, Pending 0, Rejected 1
  • 08/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 09/09: Loans 1, Approved 0, Pending 0, Rejected 1
  • 10/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 11/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 12/09: Loans 0, Approved 0, Pending 0, Rejected 0
  • 13/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 14/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 15/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 16/09: Loans 0, Approved 0, Pending 0, Rejected 0

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