ENFIL

Delcom Cash

5.0 (1 reviews) · 37
Minimum amount₱1,000
Maximum amount₱50,000
Loan term91 days to 180 days
Interest rateFrom 12% - 22%/year
Disbursement10 minutes
RequirementsIs a Filipino citizen
Delcom Cash
Apply Now

Detailed information

Mode of Lending
Apply for a quick loan online via your phone.
Age-Based Entry Rules
Loan applicants must be over 20 years of age.
Ability-to-Repay Requirement
A monthly income source is required.
Borrower Contact Verification
You need to register for the loan using your phone number.
Funds Receipt Arrangement
A bank account and an e-wallet are required.
Supporting Evidence List
Accurate personal documents are required.
Initial Drawdown Size
Minimum loan amount: ₱1,000
Available Credit Configurations
There are currently no loan offers available.
Credit Decision Lead Time
Same-day loan approval
Application Servicing Expense
Completely free
Overdue Installment Charge
Penalty applied according to the in-app policy.
Permitted Funding Range
Borrow up to ₱50,000
Interest rate for month 08/2026
15.31%/year·1.28%/month

Detailed review

Delcom Cash is an application that helps users in the Philippines apply for personal loans online directly through their mobile phones. The process is designed to be simple, allowing customers to provide their information, submit valid identification documents, and track the approval result without visiting a physical office.

Before confirming a loan, users should carefully review the actual amount they will receive, repayment term, interest rate, service fees, and total repayment amount.

Advantages and Disadvantages of Delcom Cash

Advantages

  • Users can apply online using a valid identification document issued in the Philippines.
  • The application can be completed through a mobile phone with less complicated paperwork.
  • Loan details and repayment obligations are displayed for users to review.
  • The approval result is provided after the system completes its assessment.
  • The funds may be transferred through a bank account or another supported disbursement method.

Disadvantages

  • The loan limit available to new customers may be relatively low.
  • The actual interest rate and fees depend on each borrower’s application details.
  • A short repayment term may create financial pressure if the user does not prepare a repayment plan in advance.
  • Not every submitted application will be approved.

Who May Find Delcom Cash Suitable?

Delcom Cash may be suitable for:

  • People who need additional funds for daily living, education, or medical expenses.
  • Small-business owners who need short-term working capital.
  • People who prefer to apply for a loan online instead of completing a traditional application process.

Users should only select a loan amount that matches their income and repayment capacity. Avoid borrowing more than necessary or applying for several loans at the same time.

See More:

Monthly Interest Rate Comparison: Delcom Cash vs Other Apps
Delcom Cash charges 1,28% interest per month — Lower than the market average (1,76%).
UtangBuddy1,26%
Delcom Cash1,28%
Gaan Puhunan1,3%
Market Average1,76%
Market Interest Meter
1,28%
0,34% · Low1,76% · Average5,4% · High
Loan Cost Breakdown
Loan of ₱8,500 for 6 months at 1,28% monthly interest (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱1,417/month) Interest (Declining Balance) Total Repayment: ₱8,881

💬 Q&A & Discussion

Ask questions and share your experiences with " Delcom Cash " with the community.

💬 to create a new topic and share experiences

No topics yet.