ENFIL

Finbubu

5.0 (1 reviews) · 73
Minimum amount₱1,000
Maximum amount₱30,000
Loan term200 Days
Interest rateFrom 10% - 25%/year
DisbursementWithin 20 minutes
RequirementsAs a citizen residing in the Philippines
Finbubu
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Detailed information

Loan type
Virtual credit line at iba pang kaugnay na financial products.
Age Rules for Registration
Para sa mga user sa Pilipinas na 18 taong gulang pataas.
Source-of-Income Condition
Ang eligibility ay nakabatay sa assessment rules ng provider.
Mobile Verification Number
Isang valid na Philippine mobile number.
Approved-Funds Destination
Supported bank account, e-wallet, o QRPh payment.
Application Proof Checklist
Isang government-issued ID at kinakailangang verification details.
First-Use Credit Amount
Ang unang limit ay nakadepende sa resulta ng evaluation.
Available Settlement Terms
Itinatakda ng financial provider ang mga billing term.
Time to Receive an Outcome
Nag-iiba ang approval time depende sa pagsusuri ng aplikasyon.
Operational Charge
Walang account-opening fee, ngunit maaaring may product charges.
Charge on Unsettled Balance
Maaaring patawan ng interest ang mga hindi nabayarang balanse.
Allowable Request Amount
₱1,000 hanggang ₱30,000.
Interest rate for month 08/2026
18.56%/year·1.55%/month

Detailed review

Finbubu is an application that helps users in the Philippines apply for unsecured personal loans directly through their mobile phones. The platform is designed to provide a simple, convenient, and easy-to-track process, allowing customers to look for suitable financial support for daily expenses, bill payments, or unexpected costs.

Users only need to complete a few online steps to create an account, provide the required information, and submit an application for assessment without visiting a physical branch.

Key Features of Finbubu

Finbubu aims to provide a clear online borrowing experience with the following features:

  • Information about the interest rate, repayment term, and total amount due is displayed before confirmation.
  • The application process is completed online with less complicated paperwork.
  • Applications are received and assessed based on the information provided by the user.
  • The assessment result is communicated directly through the application.
  • If the loan is approved, the funds may be transferred to the registered bank account.

The actual loan limit, interest rate, and processing time may vary depending on each customer’s eligibility and application details.

When Can Users Apply Through Finbubu?

Users can submit a loan request through Finbubu using an internet-connected mobile phone from any location. The entire process, from account creation and information submission to tracking the application status, is completed online.

Completing the application may be faster when users prepare the required documents and provide accurate information. However, the actual approval and disbursement time will still depend on the system’s verification process.

Loan Safety and Terms to Consider

Before applying, users should verify the platform operator, privacy policy, and terms published by Finbubu. Loan applications may be assessed based on personal information, occupation, income, and repayment capacity.

Finbubu should only be considered as a short-term financial option. Users are advised to select a loan amount that matches their income and prepare a clear plan to make repayments on time.

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Monthly Interest Rate Comparison: Finbubu vs. Other Loan Apps
Finbubu has a monthly interest rate of 1.55% — Lower than the market average (1.76%).
NOVAPESO1.53%
Finbubu1.55%
PitaCash1.56%
Market Average1.76%
Market Interest Rate
1.55%
0.34% · Low1.76% · Average5.4% · High
Loan Cost Breakdown
A loan of ₱41,500 over 6 months with a monthly interest rate of 1.55% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱6,917/month) Interest (Declining Balance) Total Repayment: ₱43,751
Finbubu Loan Statistics — 14 days
4 3 2 1 0 21/07 · Loans: 0 22/07 · Loans: 0 23/07 · Loans: 0 24/07 · Loans: 0 25/07 · Loans: 0 26/07 · Loans: 0 27/07 · Loans: 0 28/07 · Loans: 0 29/07 · Loans: 0 30/07 · Loans: 0 31/07 · Loans: 0 01/08 · Loans: 0 02/08 · Loans: 4 03/08 · Loans: 0 21/07 · Approved: 0 22/07 · Approved: 0 23/07 · Approved: 0 24/07 · Approved: 0 25/07 · Approved: 0 26/07 · Approved: 0 27/07 · Approved: 0 28/07 · Approved: 0 29/07 · Approved: 0 30/07 · Approved: 0 31/07 · Approved: 0 01/08 · Approved: 0 02/08 · Approved: 0 03/08 · Approved: 0 21/07 · Pending: 0 22/07 · Pending: 0 23/07 · Pending: 0 24/07 · Pending: 0 25/07 · Pending: 0 26/07 · Pending: 0 27/07 · Pending: 0 28/07 · Pending: 0 29/07 · Pending: 0 30/07 · Pending: 0 31/07 · Pending: 0 01/08 · Pending: 0 02/08 · Pending: 3 03/08 · Pending: 0 21/07 · Rejected: 0 22/07 · Rejected: 0 23/07 · Rejected: 0 24/07 · Rejected: 0 25/07 · Rejected: 0 26/07 · Rejected: 0 27/07 · Rejected: 0 28/07 · Rejected: 0 29/07 · Rejected: 0 30/07 · Rejected: 0 31/07 · Rejected: 0 01/08 · Rejected: 0 02/08 · Rejected: 1 03/08 · Rejected: 0 21/07 23/07 25/07 27/07 29/07 31/07 02/08 03/08
  • 21/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 22/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 23/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 24/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 25/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 26/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 27/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 28/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 29/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 30/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 31/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 01/08: Loans 0, Approved 0, Pending 0, Rejected 0
  • 02/08: Loans 4, Approved 0, Pending 3, Rejected 1
  • 03/08: Loans 0, Approved 0, Pending 0, Rejected 0

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