ENFIL

PXT Loan

5.0 (1 reviews) · 15
Minimum amount₱1,000
Maximum amount₱50,000
Loan term91 to 180 days
Interest rateFrom 12% - 26%/year
DisbursementSame-day loan disbursement
RequirementsPhilippine citizen, 18+, valid government-issued ID
PXT Loan
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Detailed information

Loan Category
Online personal loan (Unsecured)
Minimum Age
18 years old and above
Income Eligibility
Employed or self-employed
Mobile Number Requirement
Valid Philippine mobile phone number
Bank Account / Digital Wallet
Bank account or E-wallet (GCash, Maya, etc.)
Required Papers
Valid government-issued ID
Initial Loan Amount
₱1,000 - ₱50,000 (subject to approval)
Loan Benefits
Flexible loan amount, fast online application, quick approval
Approval Time
Fast approval (subject to verification)
Processing Fee
One-time service fee up to 15% per loan
Late Payment Charge
Subject to the loan agreement and applicable terms
Loan Amount Range
₱1,000 – ₱50,000
Interest rate for month 08/2026
13.34%/year·1.11%/month

Detailed review

PXT Loan is an online lending application owned and operated by PXT LENDING INVESTORS INC. The app leverages modern financial technology to provide a secure and convenient online borrowing solution for users in the Philippines. In addition, its dedicated customer support team is always ready to assist, ensuring a reliable and high-quality lending experience.

Why Choose PXT Loan App?

  1. Loan amounts from PHP 1,000 to PHP 50,000, with the opportunity to increase your credit limit by making repayments on time.
  2. Simple application process. Borrowers only need a valid government-issued ID and no collateral is required.
  3. Fully online approval process with fast application review and quick loan disbursement.
  4. Supports multiple payment methods, including GCash, Maya, BPI, and other popular payment channels.
  5. Loan terms, interest rates, and fees are clearly disclosed, giving borrowers confidence when using the service.

Who Is the Lending App Suitable For?

PXTLoan is designed for a wide range of borrowers, especially:

  • Individuals who need quick access to funds for urgent financial needs.
  • People who prefer a fully online loan application without visiting a physical branch.
  • Busy professionals who do not have time for traditional loan procedures.
  • Users who are comfortable managing financial services through their mobile phones.

Before applying, borrowers are encouraged to carefully assess their financial needs and repayment capacity to ensure responsible and effective borrowing.

Should You Use the PXTLoan App?

PXT Loan is an online lending app designed for users in the Philippines, offering a simple application process, fast approval, and convenient loan disbursement. The app is owned and operated by PXT LENDING INVESTORS INC., a company legally registered and operating in the Philippines.

Before taking out a loan, borrowers should carefully review the loan terms, interest rates, and repayment conditions, and choose a loan amount that matches their financial capacity. Making repayments on time helps maintain a good credit history and may improve eligibility for future loan applications.

See more: Peso Buddy

Registration process for PXT Loan

  1. 1

    Get the App

    Install PXT Loan from Google Play or the App Store, sign up, and provide your personal information.

  2. 2

    Apply for Financing

    Choose your preferred loan value and repayment schedule before submitting your application.

  3. 3

    Application Review

    Your request is evaluated using PXTLoan intelligent credit review system. Sign the digital agreement after approval.

  4. 4

    Funds Delivered

    Your loan amount will be transferred promptly to your linked bank account or compatible e-wallet.

Monthly Interest Rate Comparison: PXT Loan vs Other Apps
PXT Loan charges 1,11% interest per month — Lower than the market average (1,76%).
Bene1,09%
PXT Loan1,11%
Pesoin1,15%
Market Average1,76%
Market Interest Meter
1,11%
0,34% · Low1,76% · Average5,4% · High
Loan Cost Breakdown
Loan of ₱6,100 for 6 months at 1,11% monthly interest (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱1,017/month) Interest (Declining Balance) Total Repayment: ₱6,337

Frequently asked questions about PXT Loan

What is PXT Loan?

PXTLoan is an online lending platform in the Philippines that provides personal loans through a fully digital application, approval, and disbursement process.

Is PXT Loan legitimate?

PXT Loan is operated by PXT LENDING INVESTORS INC., a company registered in the Philippines with SEC Registration No. CS201803298 and Certificate of Authority No. 2651. This information is published on the official PXT Loan website and is also listed among the registered lending companies of the Securities and Exchange Commission (SEC) Philippines.

Is PXT Loan registered with the SEC?

Yes. PXT LENDING INVESTORS INC. is registered with the Securities and Exchange Commission (SEC) Philippines under the following details: SEC Registration No.: CS201803298, Certificate of Authority No.: 2651

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