ENFIL

Geodata Cash

5.0 (1 reviews) · 147
Minimum amount₱1,000
Maximum amount₱200,000
Loan term91 to 360 days
Interest rateFrom 8% - 30%/year
DisbursementFast processing upon approval
RequirementsValid ID, Filipino citizen, and stable income source
Geodata Cash
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Detailed information

Personal Cash Loan
Fully digital loan application accessible via mobile app.
Eligibility Age
Applicants must be at least 18 years old to qualify for services.
Income Verification
Proof of stable income or employment status may be required for assessment.
Phone Validation
A valid Philippine mobile number is mandatory for account verification and OTPs.
Disbursement Method
Funds are typically disbursed via local bank transfers or supported e-wallets.
Required Documents
Prepare at least one government-issued ID for identity verification.
Initial Loan Limit
First-time users are subject to specific limits based on internal assessment.
Promotional Offers
Periodic discounts on service fees may be available for active users.
Approval Time
Most applications undergo review within a short timeframe upon submission.
Consulting/service fee
A 2% service fee is applied to the approved loan amount.
Late Payment Penalty
Additional charges will be incurred if repayment dates are missed.
Loan Capacity
Credit limits range from ₱1,000 up to a maximum of ₱200,000.
Interest rate for month 09/2026
25.41%/year·2.12%/month

Detailed review

In today’s fast-paced digital world, securing emergency funds shouldn’t be a tedious ordeal. Geodata Cash enters the Philippine lending landscape as a modern financial tool, specifically engineered to provide users with direct access to credit straight from their smartphones. When you open the application, you are greeted with a clean, intuitive interface that prioritizes user experience, allowing even those who are not tech-savvy to navigate through loan options with minimal effort.

The core of the Geodata Cash experience is its transparency. Unlike many platforms that bury terms in fine print, this app ensures that all relevant details—including the annual interest rate (APR) ranging from 8% to 30%, service fees, and repayment schedules—are clearly presented before you commit to any agreement. This empowers borrowers to make informed financial decisions without the pressure of hidden costs or predatory traps.

Functionality is at the heart of this app. The registration process is streamlined to capture only essential personal information, followed by a swift eligibility assessment. Once your documents are verified, the system processes your request efficiently, aiming to get funds into your hands as soon as possible. Whether you need to cover an unexpected utility bill or a sudden household expense, Geodata Cash acts as a reliable financial companion for qualified Filipino residents.

Monthly Interest Rate Comparison: Geodata Cash vs. Other Loan Apps
Geodata Cash has a monthly interest rate of 2.12% — Higher than the market average (1.77%).
Market Average1.77%
Square Lend2.09%
Geodata Cash2.12%
LIGHT KREDIT PH2.18%
Market Interest Rate
2.12%
0.32% · Low1.77% · Average5.56% · High
Loan Cost Breakdown
A loan of ₱10,600 over 6 months with a monthly interest rate of 2.12% (declining balance).
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Principal (₱1,767/month) Interest (Declining Balance) Total Repayment: ₱11,386
Geodata Cash Loan Statistics — 14 days
8 6 4 2 0 03/09 · Loans: 3 04/09 · Loans: 6 05/09 · Loans: 4 06/09 · Loans: 2 07/09 · Loans: 6 08/09 · Loans: 3 09/09 · Loans: 3 10/09 · Loans: 2 11/09 · Loans: 2 12/09 · Loans: 4 13/09 · Loans: 1 14/09 · Loans: 2 15/09 · Loans: 3 16/09 · Loans: 0 03/09 · Approved: 0 04/09 · Approved: 0 05/09 · Approved: 0 06/09 · Approved: 0 07/09 · Approved: 0 08/09 · Approved: 0 09/09 · Approved: 0 10/09 · Approved: 0 11/09 · Approved: 0 12/09 · Approved: 0 13/09 · Approved: 0 14/09 · Approved: 0 15/09 · Approved: 0 16/09 · Approved: 0 03/09 · Pending: 2 04/09 · Pending: 4 05/09 · Pending: 3 06/09 · Pending: 1 07/09 · Pending: 4 08/09 · Pending: 2 09/09 · Pending: 2 10/09 · Pending: 1 11/09 · Pending: 1 12/09 · Pending: 2 13/09 · Pending: 1 14/09 · Pending: 1 15/09 · Pending: 2 16/09 · Pending: 0 03/09 · Rejected: 1 04/09 · Rejected: 2 05/09 · Rejected: 1 06/09 · Rejected: 1 07/09 · Rejected: 2 08/09 · Rejected: 1 09/09 · Rejected: 1 10/09 · Rejected: 1 11/09 · Rejected: 1 12/09 · Rejected: 2 13/09 · Rejected: 0 14/09 · Rejected: 1 15/09 · Rejected: 1 16/09 · Rejected: 0 03/09 05/09 07/09 09/09 11/09 13/09 15/09 16/09
  • 03/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 04/09: Loans 6, Approved 0, Pending 4, Rejected 2
  • 05/09: Loans 4, Approved 0, Pending 3, Rejected 1
  • 06/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 07/09: Loans 6, Approved 0, Pending 4, Rejected 2
  • 08/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 09/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 10/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 11/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 12/09: Loans 4, Approved 0, Pending 2, Rejected 2
  • 13/09: Loans 1, Approved 0, Pending 1, Rejected 0
  • 14/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 15/09: Loans 3, Approved 0, Pending 2, Rejected 1
  • 16/09: Loans 0, Approved 0, Pending 0, Rejected 0

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