ENFIL

PeraBridge

5.0 (1 reviews) · 83
Minimum amount300 PHP
Maximum amount50,000 PHP
Loan term91 days to 360 days
Interest rateFrom 12% - 30%/year
DisbursementSame-day disbursement support
RequirementsPhilippine resident, 18+, valid ID, mobile number, bank/e-wallet
PeraBridge
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Detailed information

Loan Category
Personal na Pautang na Hulugan
Age Criteria
18 taong gulang pataas.
Income Criteria
May matatag na pinagkukunan ng kita.
Mobile Number Requirement
Balidong mobile number sa Pilipinas.
Payment Account
Balidong bank account o GCash/Maya e-wallet.
Required Paperwork
Balidong ID na inisyu ng pamahalaan.
First-Time Loan Limit
PHP 1,000 – PHP 10,000.
Loan Promotions
PHP 1,000–50,000; APR hanggang 30%; 91–360 araw.
Processing Time
Nag-iiba depende sa proseso ng beripikasyon.
Platform Fee
Depende sa halaga ng pautang at haba ng termino.
Late Fee
Sisingilin alinsunod sa kasunduan ng pautang.
Borrowing Range
PHP 300 hanggang PHP 50,000.
Interest rate for month 08/2026
28.53%/year·2.38%/month

Detailed review

PeraBridge is operated by Peso 101 Lending Service Inc. (Company Registration No. CS201919921), a duly licensed lending company in the Philippines holding Certificate of Authority to Operate as a Lending Company No. 3183. Pera Bridge is designed to provide a convenient, transparent, and reliable digital lending solution, enabling customers to access funds quickly whenever financial needs arise.

All loan products offered through the PeraBridge App comply with applicable Philippine laws and regulations. The maximum Annual Percentage Rate (APR) is 30%, inclusive of interest and applicable service fees as permitted by law.

Key Features of the PeraBridge App

  1. Apply for a loan and manage your loan account entirely through the app, no branch visit required.
  2. Choose a repayment term ranging from 91 to 360 days, allowing you to select an option that best suits your financial needs.
  3. View all applicable interest rates, service fees, and repayment schedules clearly before confirming your loan application.
  4. Track your application status, approval result, and loan disbursement in real time within the app.

How to Use the App and Get a Loan Quickly

Step 1: Download the PeraBridge App, create an account, and complete the required personal information.

Step 2: Select your preferred loan amount and repayment term, then submit your loan application.

Step 3: Your application will be evaluated, and the review status will be updated directly in the app.

Step 4: Once your loan is approved, the approved loan proceeds will be disbursed to your registered account.

Step 5: Repay your loan on or before the due date using supported payment channels such as GCash, Maya, or other available payment methods.

Step 6: Monitor your repayment schedule, outstanding balance, and complete loan details anytime through the app.

Important Reminder: Please carefully assess your financial needs and repayment capacity before applying for a loan. Timely repayment helps maintain a good credit record and avoids additional charges or penalties that may apply under your loan agreement.

PeraBridge provides a simple, transparent, and fully digital loan application process in compliance with Philippine lending regulations. Download the Pera Bridge App today and experience a fast, secure, and convenient way to access financial assistance whenever you need it.

See more: RPAX Loan

Monthly Interest Rate Comparison: PeraBridge vs Other Apps
PeraBridge charges 2,38% interest per month — Higher than the market average (1,76%).
Market Average1,76%
RPAX Loan2,3%
PeraBridge2,38%
PesoHaus2,44%
Market Interest Meter
2,38%
0,34% · Low1,76% · Average5,4% · High
Loan Cost Breakdown
Loan of ₱5,000 for 6 months at 2,38% monthly interest (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱833/month) Interest (Declining Balance) Total Repayment: ₱5,417

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