ENFIL

Peso Vault

5.0 (2 reviews) · 19
Minimum amount₱6,000
Maximum amount₱60,000
Loan term120 days
Interest rateFrom 10% - 27%/year
DisbursementKhoảng 2 tiếng
RequirementsKhách hàng vay đủ tuổi theo quy định
Peso Vault
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Detailed information

Borrowing Model
Collateral-free personal loan through a mobile app
Minimum Applicant Age
Filipino citizens aged 18–65
Acceptable Income Profile
Proof of income is required
Primary Contact Number
A reachable personal mobile numbe
Account for Fund Collection
An active bank account in the applicant’s name
Identity File Set
Valid government ID, selfie and income proof
Starter Disbursement Amount
The first amount is assigned after assessment.
Installment Plan Menu
Available terms appear in the approved offer.
Decision Processing Window
Most applications take about 2–4 hours
Application Support Charge
Exact costs are disclosed before confirmation
Post-Due Fee
Any overdue cost follows the loan contract
Eligible Borrowing Interval
Qualified repeat users may receive up to ₱60,000
Interest rate for month 08/2026
22.75%/year·1.90%/month

Detailed review

Peso Vault is intended for people who need short-term financial support to cover daily living expenses, utility bills, tuition fees, medical costs, or other unexpected expenses. The entire application process is completed online, allowing users to manage their time more conveniently.

Benefits of Applying for a Loan Through Peso Vault

  • Apply for a loan online without visiting a physical branch.
  • Complete a simple information submission process with less complicated paperwork.
  • Applications are received and assessed based on the information provided by the user.
  • The approval result is communicated after the verification process is completed.
  • If the application is approved, the funds may be transferred through a bank account or another supported disbursement channel.
  • Suitable for short-term personal financial needs.

Applicants generally need to be Philippine citizens aged 18 or older, have a valid identification document, an active personal mobile number, and a stable source of income. Actual eligibility requirements may vary depending on Peso Vault’s policies.

How to Apply for a Peso Vault Loan

Step 1: Download and install the Peso Vault application on your mobile phone.

Step 2: Register an account using your personal mobile number and enter the OTP for verification.

Step 3: Provide complete personal information, a valid identification document, income details, and your preferred disbursement method.

Step 4: Select a loan amount and repayment term that match your repayment capacity.

Step 5: Review the application details, then submit the request for assessment.

Step 6: If approved, the loan proceeds will be released through the receiving method registered by the user.

See more:

Monthly Interest Rate Comparison: Peso Vault vs. Other Loan Apps
Peso Vault has a monthly interest rate of 1.9% — Higher than the market average (1.76%).
Market Average1.76%
EZLoan1.89%
Peso Vault1.9%
Peso Pocket PH1.91%
Market Interest Rate
1.9%
0.34% · Low1.76% · Average5.4% · High
Loan Cost Breakdown
A loan of ₱42,400 over 6 months with a monthly interest rate of 1.9% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱7,067/month) Interest (Declining Balance) Total Repayment: ₱45,220
Peso Vault Loan Statistics — 14 days
4 3 2 1 0 21/07 · Loans: 0 22/07 · Loans: 0 23/07 · Loans: 0 24/07 · Loans: 0 25/07 · Loans: 0 26/07 · Loans: 0 27/07 · Loans: 0 28/07 · Loans: 0 29/07 · Loans: 0 30/07 · Loans: 0 31/07 · Loans: 0 01/08 · Loans: 0 02/08 · Loans: 3 03/08 · Loans: 1 21/07 · Approved: 0 22/07 · Approved: 0 23/07 · Approved: 0 24/07 · Approved: 0 25/07 · Approved: 0 26/07 · Approved: 0 27/07 · Approved: 0 28/07 · Approved: 0 29/07 · Approved: 0 30/07 · Approved: 0 31/07 · Approved: 0 01/08 · Approved: 0 02/08 · Approved: 0 03/08 · Approved: 0 21/07 · Pending: 0 22/07 · Pending: 0 23/07 · Pending: 0 24/07 · Pending: 0 25/07 · Pending: 0 26/07 · Pending: 0 27/07 · Pending: 0 28/07 · Pending: 0 29/07 · Pending: 0 30/07 · Pending: 0 31/07 · Pending: 0 01/08 · Pending: 0 02/08 · Pending: 1 03/08 · Pending: 1 21/07 · Rejected: 0 22/07 · Rejected: 0 23/07 · Rejected: 0 24/07 · Rejected: 0 25/07 · Rejected: 0 26/07 · Rejected: 0 27/07 · Rejected: 0 28/07 · Rejected: 0 29/07 · Rejected: 0 30/07 · Rejected: 0 31/07 · Rejected: 0 01/08 · Rejected: 0 02/08 · Rejected: 2 03/08 · Rejected: 0 21/07 23/07 25/07 27/07 29/07 31/07 02/08 03/08
  • 21/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 22/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 23/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 24/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 25/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 26/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 27/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 28/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 29/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 30/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 31/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 01/08: Loans 0, Approved 0, Pending 0, Rejected 0
  • 02/08: Loans 3, Approved 0, Pending 1, Rejected 2
  • 03/08: Loans 1, Approved 0, Pending 1, Rejected 0

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