ENFIL

Sure Peso

5.0 (1 reviews) · 144
Minimum amount₱2,000
Maximum amount₱40,000
Loan term90 days to 360 days
Interest rateFrom 0% - 30%/year
DisbursementWithin 24-48 hours upon approval
RequirementsFilipino citizen, 18+ years, with a valid government ID and stable income
Sure Peso
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Detailed information

Loan Model
Digital installment-based peso lending.
Eligibility Age
Minimum 18 years old, valid for Filipino residents.
Income Proof
Requires proof of stable monthly income or employment status.
Phone Validation
Must use a local Philippine active mobile number.
Disbursement Channels
Supports major local bank accounts and e-wallets like GCash or Maya.
Required ID
At least one government-issued ID (e.g., UMID, Driver’s License).
Initial Limit
Subject to assessment, typically starting at ₱2,000.
Promotions
Periodic discounts on interest for loyal, prompt-paying users.
Approval Speed
Typically within 24-48 business hours after submission.
Consulting/service fee
0% service or hidden transaction fees as stated by the provider.
Late Penalty
Applied if repayment is made past the due date.
Credit Ceiling
Maximum limit allowed is up to ₱40,000.
Interest rate for month 09/2026
17.98%/year·1.50%/month

Detailed review

Navigating the digital lending space in the Philippines can be daunting, but Sure Peso, operated by AETHERIUM LENDING, INC., aims to simplify this experience through radical transparency. Upon opening the app, users are greeted by a clean, professional interface that strips away the clutter often found in financial applications. The design philosophy centers on user empowerment, ensuring that every borrower understands their financial commitment before signing any digital contract.

Unlike platforms that obscure their terms, Sure Peso App forces a ‘review-before-you-accept’ workflow. The dashboard clearly lists the principal, the installment schedule, the total fees, and the specific due dates. This level of clarity is a refreshing change for those tired of hidden transaction costs. The app’s primary goal is to provide a stress-free environment for Filipino borrowers, emphasizing responsible lending practices over aggressive growth.

Security is another pillar of their service. The app uses collected personal data exclusively for essential tasks like ID verification, fraud prevention, and customer support. By maintaining a strict policy against harassment and public shaming, SurePeso adheres to ethical collection standards, which is a major relief for many potential applicants.

Whether you need a small cash boost or a larger sum to bridge a financial gap, the application process is streamlined to be completed via your mobile device. With a maximum APR of 30%, it serves as a viable financial tool for those who maintain a good repayment record. However, as with all credit products, users should always calculate their capacity to pay before proceeding. The app is specifically tailored for the Philippine market, ensuring that the currency, repayment terms, and support systems are perfectly aligned with local user needs. If you prioritize integrity and clear-cut loan terms, this platform is worth considering.

See more: FreshApp

Monthly Interest Rate Comparison: Sure Peso vs. Other Loan Apps
Sure Peso has a monthly interest rate of 1.5% — Lower than the market average (1.77%).
NOVAPESO1.45%
Sure Peso1.5%
LF Lending1.52%
Market Average1.77%
Market Interest Rate
1.5%
0.32% · Low1.77% · Average5.56% · High
Loan Cost Breakdown
A loan of ₱35,900 over 6 months with a monthly interest rate of 1.5% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱5,983/month) Interest (Declining Balance) Total Repayment: ₱37,786
Sure Peso Loan Statistics — 14 days
12 9 6 3 0 03/09 · Loans: 6 04/09 · Loans: 7 05/09 · Loans: 5 06/09 · Loans: 2 07/09 · Loans: 4 08/09 · Loans: 9 09/09 · Loans: 8 10/09 · Loans: 5 11/09 · Loans: 4 12/09 · Loans: 6 13/09 · Loans: 6 14/09 · Loans: 6 15/09 · Loans: 6 16/09 · Loans: 0 03/09 · Approved: 0 04/09 · Approved: 0 05/09 · Approved: 0 06/09 · Approved: 0 07/09 · Approved: 0 08/09 · Approved: 1 09/09 · Approved: 0 10/09 · Approved: 0 11/09 · Approved: 0 12/09 · Approved: 0 13/09 · Approved: 0 14/09 · Approved: 0 15/09 · Approved: 0 16/09 · Approved: 0 03/09 · Pending: 3 04/09 · Pending: 4 05/09 · Pending: 3 06/09 · Pending: 1 07/09 · Pending: 2 08/09 · Pending: 5 09/09 · Pending: 4 10/09 · Pending: 3 11/09 · Pending: 2 12/09 · Pending: 3 13/09 · Pending: 4 14/09 · Pending: 4 15/09 · Pending: 3 16/09 · Pending: 0 03/09 · Rejected: 3 04/09 · Rejected: 3 05/09 · Rejected: 2 06/09 · Rejected: 1 07/09 · Rejected: 2 08/09 · Rejected: 3 09/09 · Rejected: 4 10/09 · Rejected: 2 11/09 · Rejected: 2 12/09 · Rejected: 3 13/09 · Rejected: 2 14/09 · Rejected: 2 15/09 · Rejected: 3 16/09 · Rejected: 0 03/09 05/09 07/09 09/09 11/09 13/09 15/09 16/09
  • 03/09: Loans 6, Approved 0, Pending 3, Rejected 3
  • 04/09: Loans 7, Approved 0, Pending 4, Rejected 3
  • 05/09: Loans 5, Approved 0, Pending 3, Rejected 2
  • 06/09: Loans 2, Approved 0, Pending 1, Rejected 1
  • 07/09: Loans 4, Approved 0, Pending 2, Rejected 2
  • 08/09: Loans 9, Approved 1, Pending 5, Rejected 3
  • 09/09: Loans 8, Approved 0, Pending 4, Rejected 4
  • 10/09: Loans 5, Approved 0, Pending 3, Rejected 2
  • 11/09: Loans 4, Approved 0, Pending 2, Rejected 2
  • 12/09: Loans 6, Approved 0, Pending 3, Rejected 3
  • 13/09: Loans 6, Approved 0, Pending 4, Rejected 2
  • 14/09: Loans 6, Approved 0, Pending 4, Rejected 2
  • 15/09: Loans 6, Approved 0, Pending 3, Rejected 3
  • 16/09: Loans 0, Approved 0, Pending 0, Rejected 0

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