ENFIL

Easy Borrow

5.0 (1 reviews) · 22
Minimum amount₱1,000
Maximum amount₱35,000
Loan term90 - 120 Days
Interest rateFrom 12% - 36%/year
DisbursementSame-day loan disbursement for approved applications
RequirementsPhilippine resident, with a valid ID, active mobile number
Easy Borrow
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Detailed information

Lending Option
Personal online loan (Unsecured)
Age Qualification
21 - 60 years old
Earnings Requirement
Applicant must have a stable source of income.
Registered Mobile Number
Active Philippine mobile number.
Withdrawal Account
Valid bank account or supported e-wallet for loan disbursement.
Required Files
Valid government-issued ID and other documents required during verification.
New Customer Loan Amount
Subject to credit assessment.
Current Loan Deals
Personalized loan offers based on eligibility and credit evaluation.
Approval Turnaround
Usually within 15–60 minutes after complete document submission.
Platform Fee
Disclosed before loan confirmation, if applicable.
Penalty Charge
May apply in accordance with the Loan Agreement and Terms & Conditions.
Credit Limit Range
From ₱1,000 - ₱35,000
Interest rate for month 08/2026
23.67%/year·1.97%/month

Detailed review

Easy Borrow is a loan application operated by Wing of Integrity Lending Corp., a financing company duly licensed by the Securities and Exchange Commission (SEC) of the Philippines under Company Registration No. CS201916097 and Certificate of Authority No. 3103. The app offers a fully online loan application process, aiming to provide borrowers in the Philippines with a transparent, secure, and convenient lending experience.

Easy Borrow App Review: Pros and Cons

Pros:

  • Fully online loan application with a simple and user-friendly process.
  • Fast application review and convenient loan tracking through the app.
  • Interest rates, loan terms, and conditions are clearly disclosed.
  • Operates legally and protects customer information in accordance with applicable regulations.

Cons:

  • Loan approval is subject to the lender’s assessment of the applicant’s qualifications.
  • Loan amounts may vary depending on each borrower’s eligibility.
  • Applicants are required to provide complete personal information and supporting verification documents.
  • Borrowers must make repayments on time in accordance with the loan agreement to avoid additional charges.

How to Repay Your Loan

Once your loan has been disbursed, you can conveniently monitor it through the Easy Borrow Loan App, including the repayment amount, due date, and repayment schedule. Simply make your payments by following the instructions in the app or through the payment methods supported by Wing of Integrity Lending Corp. Making repayments on time helps you avoid additional charges and may support a smoother borrowing experience for future loan applications.

App Interface and User Experience

EasyBorrow features a modern, intuitive, and easy-to-use interface. Key functions, including account registration, profile updates, application status tracking, and loan management, are clearly organized for a seamless user experience. Loan details, interest rates, and repayment schedules are displayed transparently, allowing users to access important information quickly and conveniently.

Conclusion

EasyBorrow is an online lending application operated by Wing of Integrity Lending Corp., offering a fast online application process, a user-friendly interface, and transparent loan information for borrowers in the Philippines.

Before applying for a loan, borrowers are encouraged to carefully review the loan terms, interest rates, and repayment schedule to ensure the loan meets their financial needs. Making repayments on time can help borrowers manage their finances responsibly and enjoy a better overall lending experience.

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Registration process for Easy Borrow

  1. 1

    Register Your Account

    Download the Easy Borrow Loan App and register using your personal information to begin the application process.

  2. 2

    Configure Your Loan

    Choose the financing amount and repayment terms that best meet your financial requirements.

  3. 3

    Credit Evaluation

    Our automated credit review system assesses your application efficiently. Approved applicants will proceed with digital contract signing.

  4. 4

    Receive Your Loan

    The approved loan amount is disbursed promptly to your linked bank account or compatible digital wallet.

Monthly Interest Rate Comparison: Easy Borrow vs. Other Loan Apps
Easy Borrow has a monthly interest rate of 1.97% — Higher than the market average (1.76%).
Market Average1.76%
Akulaku Cash Loan1.96%
Easy Borrow1.97%
Peso Cash Loan2.09%
Market Interest Rate
1.97%
0.34% · Low1.76% · Average5.4% · High
Loan Cost Breakdown
A loan of ₱45,200 over 6 months with a monthly interest rate of 1.97% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱7,533/month) Interest (Declining Balance) Total Repayment: ₱48,316
Easy Borrow Loan Statistics — 14 days
4 3 2 1 0 21/07 · Loans: 0 22/07 · Loans: 0 23/07 · Loans: 0 24/07 · Loans: 0 25/07 · Loans: 0 26/07 · Loans: 0 27/07 · Loans: 0 28/07 · Loans: 0 29/07 · Loans: 0 30/07 · Loans: 0 31/07 · Loans: 0 01/08 · Loans: 0 02/08 · Loans: 2 03/08 · Loans: 0 21/07 · Approved: 0 22/07 · Approved: 0 23/07 · Approved: 0 24/07 · Approved: 0 25/07 · Approved: 0 26/07 · Approved: 0 27/07 · Approved: 0 28/07 · Approved: 0 29/07 · Approved: 0 30/07 · Approved: 0 31/07 · Approved: 0 01/08 · Approved: 0 02/08 · Approved: 0 03/08 · Approved: 0 21/07 · Pending: 0 22/07 · Pending: 0 23/07 · Pending: 0 24/07 · Pending: 0 25/07 · Pending: 0 26/07 · Pending: 0 27/07 · Pending: 0 28/07 · Pending: 0 29/07 · Pending: 0 30/07 · Pending: 0 31/07 · Pending: 0 01/08 · Pending: 0 02/08 · Pending: 1 03/08 · Pending: 0 21/07 · Rejected: 0 22/07 · Rejected: 0 23/07 · Rejected: 0 24/07 · Rejected: 0 25/07 · Rejected: 0 26/07 · Rejected: 0 27/07 · Rejected: 0 28/07 · Rejected: 0 29/07 · Rejected: 0 30/07 · Rejected: 0 31/07 · Rejected: 0 01/08 · Rejected: 0 02/08 · Rejected: 1 03/08 · Rejected: 0 21/07 23/07 25/07 27/07 29/07 31/07 02/08 03/08
  • 21/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 22/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 23/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 24/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 25/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 26/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 27/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 28/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 29/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 30/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 31/07: Loans 0, Approved 0, Pending 0, Rejected 0
  • 01/08: Loans 0, Approved 0, Pending 0, Rejected 0
  • 02/08: Loans 2, Approved 0, Pending 1, Rejected 1
  • 03/08: Loans 0, Approved 0, Pending 0, Rejected 0

Frequently asked questions about Easy Borrow

What is Easy Borrow App?

EasyBorrow is an online lending app operated by Wing of Integrity Lending Corp., offering personal loan services through a fully digital application process for borrowers in the Philippines.

Is Easy Borrow legitimate?

Yes. EasyBorrow is operated by Wing of Integrity Lending Corp., a financing company duly registered and licensed by the Securities and Exchange Commission (SEC) of the Philippines under Company Registration No. CS201916097 and Certificate of Authority No. 3103.

Does Easy Borrow harass borrowers?

EasyBorrow App is committed to complying with applicable Philippine laws and regulations governing lending practices and personal data protection. If a loan becomes due, the company may send payment reminders or contact borrowers in accordance with the terms and conditions of the loan agreement. Borrowers are encouraged to make repayments on time to avoid collection activities permitted under applicable regulations.

Can I apply for an EasyBorrow loan if I have a poor credit history?

Loan approval is subject to the lender's evaluation of each applicant's submitted information and credit assessment. A poor credit history may affect your eligibility for approval or the loan amount you may qualify for.

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