ENFIL

TekCash

5.0 (1 reviews) · 11
Minimum amount₱1.000
Maximum amount₱90.000
Loan termFrom 3 to 12 months
Interest rateFrom 12% - 36%/year
DisbursementLoan disbursement in as little as 3 minutes
RequirementsPhilippine citizens, with ID, and over 18 years old.
TekCash
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Detailed information

Borrowing Type
Unsecured Personal Online Loan
Applicant Age Criteria
At least 18 years old and a Filipino citizen
Income Criteria
Must have a stable source of income
Phone Verification
Valid Philippine mobile number
Receiving Account
Valid bank account or e-wallet under the borrower's name
Application Documents
At least one valid government-issued ID and other documents as required during verification
Initial Credit Limit
From ₱1,000 – ₱10,000 (subject to approval)
Credit Offers
Fast online personal loans with flexible repayment terms
Loan Processing Time
Within minutes after successful application and verification
Handling Fee
Varies depending on the approved loan product and is disclosed before loan confirmation
Late Repayment Fee
Applied according to the Loan Agreement and applicable regulations
Financing Range
From ₱1,000 – ₱90,000
Interest rate for month 08/2026
22.01%/year·1.83%/month

Detailed review

TekCash is an online lending application operated by Tekwang Lending Corp., a lending company that is duly registered and licensed to operate in the Philippines. The company provides safe, transparent, and convenient financial solutions, enabling customers to access funds quickly through a fully online loan application process using their mobile phones. All lending activities comply with the regulations of the relevant Philippine authorities, giving borrowers greater confidence throughout the loan process.

Why Do Customers Choose TekCash App?

Fast and Easy Application

With just a few steps on your mobile phone, you can submit your loan application anytime and anywhere without visiting a branch or preparing extensive paperwork.

Fast Loan Disbursement

Once your application is approved, qualified borrowers may receive their loan proceeds in as little as 3 minutes.

Simple Eligibility Requirements

TekCash Loan App offers easy eligibility requirements, a streamlined online application process, and minimal documentation. Our customer support team is available 24/7 to answer your questions and assist you throughout the application, borrowing, and repayment process.

Transparent Fees

All interest rates, service fees, and repayment schedules are clearly disclosed before you confirm your loan. Tek Cash App is committed to transparency and does not impose hidden charges.

Company and Legal Information in the Philippines

  • Company Name: Tekwang Lending Corp.
  • Lending Platform: TekCash
  • SEC Registration No.: CS201911369
  • Certificate of Authority No.: 3032

On July 12, 2019, Tekwang Lending Corp. was licensed by the Securities and Exchange Commission (SEC) of the Philippines to operate as a lending company. The company also complies with the regulations and requirements of the following government agencies: Securities and Exchange Commission (SEC), Credit Information Corporation (CIC), Anti-Money Laundering Council (AMLC), National Privacy Commission (NPC). These regulatory requirements help protect customer information and ensure that lending operations remain transparent, lawful, and compliant with Philippine regulations.

TekCash’s Commitment to Customers

TekCash App is committed to putting customers first by providing transparent, convenient, and reliable online lending services in the Philippines. The company safeguards customers’ personal information in accordance with applicable Philippine data privacy laws and continuously improves its services to deliver a fast, secure, and professional borrowing experience.

Important Notice: Please read the Loan Agreement, Terms and Conditions, and all applicable fees carefully before confirming your loan application. Borrow responsibly and only borrow when it is genuinely necessary.

See more: EZLoan

Registration process for TekCash

  1. 1

    Download the App

    Install the TekCash app from Google Play or the App Store. Create your account and complete your personal profile.

  2. 2

    Submit Your Application

    Select your preferred loan amount and repayment schedule, then submit your application securely.

  3. 3

    Application Assessment

    Your application is evaluated through TekCash's intelligent credit assessment system. Upon approval, complete the digital loan agreement.

  4. 4

    Funds Disbursement

    Once approved, the loan proceeds are transferred directly to your registered bank account or supported e-wallet.

Monthly Interest Rate Comparison: TekCash vs. Other Loan Apps
TekCash has a monthly interest rate of 1,83% — Higher than the market average (1,76%).
Market Average1,76%
Direct Loan1,8%
TekCash1,83%
EZLoan1,89%
Market Interest Rate
1,83%
0,34% · Low1,76% · Average5,4% · High
Loan Cost Breakdown
A loan of ₱38,700 over 6 months with a monthly interest rate of 1,83% (declining balance).
T1
T2
T3
T4
T5
T6
Principal (₱6,450/month) Interest (Declining Balance) Total Repayment: ₱41,178

Frequently asked questions about TekCash

What is TekCash?

TekCash App is an online lending platform operated by Tekwang Lending Corp., providing unsecured personal loans in the Philippines. Customers can apply, submit the required documents, and receive their loan application results entirely online through the TekCash app.

Is TekCash legit?

TekCash is operated by Tekwang Lending Corp., a lending company registered with the Securities and Exchange Commission (SEC) of the Philippines under SEC Registration No. CS201911369 and licensed to operate under Certificate of Authority No. 3032. Borrowers are encouraged to read the Loan Agreement and Terms and Conditions carefully before accepting a loan offer.

Is TekCash registered with the SEC?

Tekwang Lending Corp. is registered with the Securities and Exchange Commission (SEC) of the Philippines under SEC Registration No. CS201911369 and holds Certificate of Authority No. 3032. The company operates in compliance with applicable Philippine lending laws and regulations.

Does TekCash harass customers or their family members?

TekCash is committed to conducting payment reminders and debt collection in accordance with Philippine laws and regulations. The company does not engage in harassment, threats, intimidation, abusive language, or any conduct that may damage the dignity or reputation of customers or their family members.

How long does loan approval and disbursement take?

Once your application is approved, qualified borrowers may receive their loan proceeds in as little as 3 minutes. Actual disbursement time may vary depending on your bank or payment service provider.

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